Cost & Pricing by Age/Health
Final expense premiums depend mostly on your age, health, and how much coverage you choose. These guides walk through realistic rate ranges and what actually drives the price, so you have a sense of what to expect before you ever talk to an agent.
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Overview
How Much Does Final Expense Insurance Cost? (2026 Rates)
A clear overview of what drives final expense premiums and typical price ranges.
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By Age
Final Expense Insurance Cost by Age: Full Rate Chart
Illustrative monthly rates broken down decade by decade, from your 50s through your 80s.
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Funeral Costs
Average Cost of a Funeral in the U.S. Without Insurance
What funerals and burials typically cost today, and why families plan ahead for it.
Read the guide →More guides — including smoker vs. non-smoker rates and monthly vs. single-pay premiums — are coming soon.
Where to go next
Once you know roughly what to expect to pay, compare which companies tend to offer the best value, or see how pricing can vary by state.